{"id":5095,"date":"2013-01-13T16:09:11","date_gmt":"2013-01-13T08:09:11","guid":{"rendered":"http:\/\/morrisjfwong.com\/blog\/?p=5095"},"modified":"2014-06-26T21:02:40","modified_gmt":"2014-06-26T13:02:40","slug":"social-security-insurance-system-opinion","status":"publish","type":"post","link":"https:\/\/morrisjfwong.com\/blog\/social-security-insurance-system-opinion\/","title":{"rendered":"\u6211\u770b\u793e\u6703\u4fdd\u96aa\u8207\u5e74\u91d1"},"content":{"rendered":"<p>\u9b54\u65c5\u58eb\u9019\u5e7e\u5929\u8dd1\u5404\u55ae\u4f4d\u8655\u7406<strong>\u52de\u4fdd\/\u570b\u6c11\u5e74\u91d1\/\u5065\u4fdd<\/strong>\u5f8c, \u767c\u73fe\u4e00\u500b\u95dc\u65bc\u793e\u6703\u4fdd\u96aa<!--more-->\u7684\u4e8b\u5be6: \u9019\u4e9b\u4fdd\u96aa\u771f\u662f\u4e00\u7f38\u5927\u6df7\u6c34. \u6211\u61c2\u5f97\u771f\u7684\u5c11. \u4ee5\u4e0b, \u6211\u4f86\u7c21\u55ae\u6574\u7406\u4e00\u4e0b\u6211\u5c0d\u65bc &#8220;\u52de\u4fdd\/\u570b\u6c11\u5e74\u91d1\/\u5065\u4fdd&#8221; \u9019\u5e7e\u7a2e\u5f71\u97ff\u7bc4\u570d\u5305\u542b\u5168\u9ad4\u570b\u6c11\u7684\u4fdd\u96aa\u5236\u5ea6\u7684\u5206\u6790\u770b\u6cd5.<\/p>\n<h6>\u516c\u71df\u4fdd\u96aa vs \u6c11\u71df\u4fdd\u96aa<\/h6>\n<p>\u9996\u5148, \u6211\u731c\u60f3\u767e\u5206\u767e\u641e\u61c2\u52de\u4fdd\/\u570b\u6c11\u5e74\u91d1\/\u5065\u4fdd\u7684\u4eba\u61c9\u8a72\u5c11\u4e4b\u53c8\u5c11. \u539f\u56e0\u7121\u5b83, \u56e0\u70ba\u9019\u5e7e\u500b\u4fdd\u96aa\u5236\u5ea6\u7684\u904b\u4f5c\u662f\u7531\u653f\u5e9c\u7d44\u7e54\u4e3b\u5c0e, \u901a\u5e38\u800c\u8a00, \u4e0d\u8ad6\u7531\u8ab0\u4e3b\u5c0e\u653f\u6b0a(\u6c11\u4e3b\u8207\u5c08\u5236\u90fd\u4e00\u6a23), \u653f\u5e9c\u7d44\u7e54\u7684\u904b\u4f5c\u6548\u7387\u6975\u4f4e, \u900f\u660e\u5ea6\u4e0d\u9ad8, \u56e0\u6b64\u554f\u984c\u8207\u6f0f\u6d1e\u5f88\u591a. \u6240\u4ee5\u6211\u5011\u53ef\u4ee5\u63a8\u8ad6\u7531\u4e00\u500b\u904b\u4f5c\u6548\u7387\u6975\u4f4e\u7684\u55ae\u4f4d\u6240\u63d0\u51fa\u7684\u4fdd\u96aa\u5236\u5ea6, \u554f\u984c\u61c9\u8a72\u66f4\u591a.<\/p>\n<p>\u76f8\u5c0d\u7684, <strong>\u79c1\u4eba\u4f01\u696d\u7684\u76ee\u7684\u662f\u71df\u5229<\/strong>, \u56e0\u6b64, \u5c0d\u65bc&#8221;\u9322&#8221;\u53ef\u662f\u9319\u9296\u5fc5\u8f03, \u6240\u4ee5, \u6c11\u71df\u4f01\u696d\u7684\u4fdd\u96aa\u5236\u5ea6\u6709\u8457\u6bd4\u8f03\u7cbe\u78ba\u7684\u8a08\u756b. \u7576\u7136, \u6211\u5011\u4e0d\u53ef\u5fd8\u8a18\u79c1\u4eba\u4fdd\u96aa\u4f01\u696d\u7684\u7d42\u6975\u76ee\u7684\u662f&#8221;\u70ba\u80a1\u6771\u8cfa\u9322&#8221;, \u800c\u4e0d\u662f&#8221;\u70ba\u4f60\u4fdd\u96aa&#8221;. \u4fdd\u55ae, \u53ea\u662f\u4e00\u5f35\u5408\u6cd5\u7684\u5c0d\u8ced\u5408\u7d04, \u800c\u8ce0\u7387\u65e9\u5c31\u5df2\u7d93\u88ab\u7cbe\u7b97\u5e2b\u4f86\u56de\u7cbe\u7b97\u904e, \u8ca1\u653f\u90e8\u6838\u51c6\u7f77\u4e86.<\/p>\n<h6>\u516c\u5171\u9818\u57df\u4fdd\u96aa\u6709\u5169\u7a2e : \u91ab\u7642\u578b\u4fdd\u96aa &#038; \u5e74\u91d1\u4fdd\u96aa<\/h6>\n<p>\u6211\u628a\u516c\u5171\u9818\u57df\u7684\u4fdd\u96aa\u5206\u70ba\u5169\u7a2e:<br \/>\n<strong>(\u4e00)\u91ab\u7642\u4fdd\u96aa : \u8207\u6a5f\u7387\u76f8\u95dc, \u4fdd\u96aa\u7d66\u4ed8\u662f\u6709\u75c5\u8207\u6709\u4f7f\u7528\u624d\u652f\u4ed8.<\/strong><br \/>\n<strong>(\u4e8c)\u5e74\u91d1\u4fdd\u96aa : \u8207\u6a5f\u7387\u7121\u95dc, \u6708\u6708\u5e74\u5e74\u90fd\u5f97\u652f\u4ed8\u4fdd\u96aa\u91d1, \u6240\u4ee5\u7a31\u70ba\u5e74\u91d1.<\/strong><\/p>\n<p>\u91ab\u7642\u578b\u4fdd\u96aa\u4e26\u4e0d\u662f\u4eba\u4eba\u90fd\u6703\u4f7f\u7528\u5230, \u4fdd\u96aa\u767c\u751f\u901a\u5e38\u8207\u500b\u4eba\u57fa\u56e0\/\u6a5f\u7387\u6709\u95dc; \u4f8b\u5982\u8aaa\u8001\u4eba\u767c\u751f\u9aa8\u6298\u610f\u5916. \u5e74\u91d1\u4fdd\u96aa\u537b\u662f\u4eba\u4eba\u90fd\u7528\u5f97\u5230, \u53ea\u8981\u4f60\u53c3\u52a0\u4fdd\u96aa, \u4e0d\u8ad6\u662f\u5426\u6d3b\u5230\u8acb\u9818\u5e74\u91d1\u7684\u5e74\u7d00, \u90fd\u53ef\u4ee5\u4f7f\u7528\u5230\u4fdd\u96aa.<\/p>\n<p>\u56e0\u6b64, \u6211\u8a8d\u70ba\u653f\u5e9c\u55ae\u4f4d\u61c9\u8a72\u628a\u91cd\u9ede\u653e\u5728&#8221;\u8207\u6a5f\u7387\u76f8\u95dc\u91ab\u7642\u578b\u4fdd\u96aa&#8221;, \u800c\u4e0d\u61c9\u8a72\u7d93\u71df&#8221;\u8207\u6a5f\u7387\u7121\u95dc\u7684\u5e74\u91d1\u4fdd\u96aa&#8221;. \u524d\u8005, \u53ef\u4ee5\u900f\u904e\u4fdd\u96aa\u6a5f\u5236, \u8b93\u4f4e\u6536\u5165\u570b\u6c11\u64c1\u6709\u516c\u5e73\u7684\u91ab\u7642, \u56e0\u70ba\u5065\u5eb7\u65b9\u9762\u7684\u98a8\u96aa\u662f\u4eba\u4eba\u5747\u7b49\u7684, \u7528\u570b\u5bb6\u7684\u8cc7\u6e90\u4f86\u6574\u5408\u5747\u5206\u9084\u6709\u9ede\u9053\u7406, \u8aaa\u5f97\u904e\u53bb.<\/p>\n<p>\u7136\u800c, \u7576\u570b\u5bb6\u4ecb\u5165\u7d93\u71df&#8221;\u8207\u6a5f\u7387\u7121\u95dc\u7684\u5e74\u91d1\u4fdd\u96aa&#8221;\u6642, \u570b\u5bb6\u5c31\u7b49\u65bc\u4ecb\u5165\u4e00\u500b\u71df\u5229\u4e3b\u5c0e\u7684\u4e8b\u696d. <strong>\u5e74\u91d1\u662f\u8981\u6709\u7372\u5229\u624d\u80fd\u71df\u904b\u7684<\/strong>. \u4f9d\u64da\u6211\u5011\u7684\u7406\u89e3, \u61c9\u8a72\u6c92\u6709\u54ea\u4e00\u500b\u570b\u5bb6(\u6536\u53d6\u570b\u6c11\u7a05\u91d1\u4f86\u7d71\u4e00\u4f7f\u7528\u7684\u55ae\u4f4d)\u80fd\u6709\u71df\u5229\u751f\u8ca1\u80fd\u529b, \u66f4\u4e0d\u7528\u8aaa\u7522\u751f\u5408\u7406\u7684\u6295\u8cc7\u7406\u8ca1\u7684\u7e3e\u6548. \u7576\u6211\u5011\u61f7\u7591\u516c\u71df\u55ae\u4f4d\u6d6a\u8cbb\u7121\u80fd\u6642, \u53c8\u600e\u80fd\u76f8\u4fe1\u516c\u71df\u5e74\u91d1\u7cfb\u7d71\u53ef\u4ee5\u9577\u4e45\u71df\u5229, \u751a\u81f3\u6d3e\u767c\u5e74\u91d1\u5462?<br \/>\n(\u8a3b: \u5176\u5be6\u53f0\u7063\u7684\u5404\u7a2e\u5e74\u91d1\u57fa\u91d1\u4e5f\u662f\u90fd\u63a1\u7528\u81ea\u64cd+\u59d4\u5916\u64cd\u4f5c+\u73fe\u91d1\u7684\u6295\u8cc7\u7d44\u5408, \u770b\u4e0d\u51fa\u6709\u9ad8\u660e\u4e4b\u8655, \u751a\u81f3\u56e0\u70ba\u898f\u6a21\u9f90\u5927\u537b\u7ba1\u7406\u4e0d\u900f\u660e, \u53cd\u800c\u53ef\u80fd\u6709\u98a8\u96aa).<br \/>\n<center><\/p>\n<div class=\"imgbox\" style=\"width: 640px\">\n<img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/morrisjfwong.com\/blog\/wp-content\/uploads\/2013\/01\/risk-insurance-002a.png\" alt=\"\" title=\"risk-insurance-002a\" width=\"640\" height=\"480\" class=\"alignnone size-full wp-image-5096\" \/><\/p>\n<p class=\"imginfo\">\u793e\u6703\u4fdd\u96aa\u7684\u4e8b\u5be6: \u9019\u4e9b\u4fdd\u96aa\u771f\u662f\u4e00\u7f38\u5927\u6df7\u6c34&#8230;<\/p>\n<\/div>\n<p><\/center><\/p>\n<h6>\u6211\u7684\u60f3\u6cd5: \u653f\u5e9c\u61c9\u8a72\u5c08\u6ce8\u65bc\u91ab\u7642\u4fdd\u96aa, \u6368\u68c4\u5e74\u91d1\u4fdd\u96aa<\/h6>\n<p>\u56e0\u6b64, \u5982\u679c\u6211\u80fd\u6539\u9769\u4fdd\u96aa\u5236\u5ea6, \u6211\u6703\u5efa\u8b70\u53d6\u6d88\u6240\u6709\u516c\u71df\u7684\u5e74\u91d1\u4fdd\u96aa, \u56e0\u70ba\u90a3\u53ea\u662f\u5bc5\u76dc\u536f\u7ce7. \u8aaa\u660e\u767d\u5c31\u662f: \u4e0a\u4e00\u4ee3(\u5bc5)\u76dc\u4e0b\u4e00\u4ee3(\u536f)\u7684\u7ce7. \u59d1\u4e14\u4e0d\u8ad6\u80cc\u5f8c\u96b1\u542b\u7684\u7070\u8272\u5229\u76ca\u904b\u4f5c, \u5149\u662f\u60f3\u5230\u8d85\u4f4e\u6295\u8cc7\u5831\u916c\u7387, \u4e00\u822c\u4eba\u5c31\u61c9\u8a72\u6368\u68c4\u516c\u71df\u5e74\u91d1. (\u4e0d\u904e, \u7576\u524d\u7684\u52de\u4fdd\/\u570b\u6c11\u5e74\u91d1\u7cfb\u7d71\u4e26\u4e0d\u662f\u9019\u6a23\u5bb9\u6613\u5c31\u653e\u68c4\u7684, \u56e0\u70ba\u5236\u5ea6\u8a2d\u8a08\u5c31\u662f\u903c\u5927\u5bb6\u4e00\u5b9a\u5f97\u8981\u52a0\u5165, \u639b\u52fe\u5728\u540c\u4e00\u8258\u8239\u4e0a.)<\/p>\n<p>\u53e6\u4e00\u65b9\u9762, <strong>\u91ab\u7642\u4fdd\u96aa<\/strong>\u5c31\u5f88\u503c\u5f97\u9f13\u52f5. \u5927\u5bb6\u96c6\u8cc7\u5206\u6524\u98a8\u96aa\u662f\u91ab\u7642\u4fdd\u96aa\u7684\u539f\u610f. \u96d6\u7136\u4e00\u5b9a\u6709\u4eba\u5f9e\u4e2d\u8b00\u5229, \u537b\u4e5f\u4e0d\u5931\u6293\u5927\u653e\u5c0f\u7684\u6548\u679c. \u6574\u9ad4\u800c\u8a00, \u91ab\u7642\u6551\u52a9\u5927\u591a\u6578\u570b\u6c11\u7522\u751f\u7684\u793e\u6703\u52a0\u503c\u6548\u679c, \u9060\u9060\u9ad8\u65bc\u5c11\u90e8\u5206\u91ab\u7642\u5bb3\u87f2\u7684\u50b7\u5bb3.<\/p>\n<p>\u90a3\u5982\u4f55\u89e3\u6c7a\u5e74\u91d1\u554f\u984c\u54e9? \u9b54\u65c5\u58eb\u8a8d\u70ba, \u5e74\u91d1\u662f\u500b\u4eba\u9000\u4f11\u990a\u8001\u7684\u8a08\u756b, \u653f\u5e9c\u63d2\u624b\u53ea\u6703\u628a\u554f\u984c\u641e\u5f97\u66f4\u4e82. \u4eba\u4eba\u70ba\u5df1, \u6211\u5011\u5f97\u5728\u5e74\u8f15\u6642\u591a\u591a\u6253\u7b97, \u9760\u5929\u9760\u5730\u4e0d\u5982\u9760\u81ea\u5df1\u6253\u62fc.<img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/morrisjfwong.com\/blog\/images\/morrisjfwong-favicon-bw.png\" class=\"end\" alt=\"\" title=\"\" width=\"14\" height=\"14\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u9b54 [&#038;hellip<\/p>\n","protected":false},"author":1,"featured_media":5096,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[85,86],"tags":[273,120],"class_list":["post-5095","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-society","category-economy","tag-273","tag-120"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u6211\u770b\u793e\u6703\u4fdd\u96aa\u8207\u5e74\u91d1<\/title>\n<meta name=\"description\" content=\"\u9b54\u65c5\u58eb\u9019\u5e7e\u5929\u8dd1\u5404\u55ae\u4f4d\u8655\u7406\u52de\u4fdd\/\u570b\u6c11\u5e74\u91d1\/\u5065\u4fdd\u5f8c, \u767c\u73fe\u4e00\u500b\u95dc\u65bc\u793e\u6703\u4fdd\u96aa\u7684\u4e8b\u5be6: \u9019\u4e9b\u4fdd\u96aa\u771f\u662f\u4e00\u7f38\u5927\u6df7\u6c34. \u6211\u61c2\u5f97\u771f\u7684\u5c11. \u4ee5\u4e0b, \u6211\u4f86\u7c21\u55ae\u6574\u7406\u4e00\u4e0b\u6211\u5c0d\u65bc &quot;\u52de\u4fdd\/\u570b\u6c11\u5e74\u91d1\/\u5065\u4fdd&quot; \u9019\u5e7e\u7a2e\u5f71\u97ff\u7bc4\u570d\u5305\u542b\u5168\u9ad4\u570b\u6c11\u7684\u4fdd\u96aa\u5236\u5ea6\u7684\u5206\u6790\u770b\u6cd5. \u516c\u71df\u4fdd\u96aa vs \u6c11\u71df\u4fdd\u96aa \u9996\u5148,\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/morrisjfwong.com\/blog\/social-security-insurance-system-opinion\/\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u9b54\u65c5\u58eb\" \/>\n<script type=\"application\/ld+json\" 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